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Drug Coverage Denied – Here’s What You Can Do

Medicare Part D is an excellent way to offset the rising cost of prescription drugs. It’s a great way for a Medicare enrollee to get the medications that they need without breaking their bank every month, but every day some people are having their drug coverage denied, and it can be a frustrating process deciding what you should do next. Not having the coverage that you need could leave you with massive out-of-pocket expenses.

When you go to the pharmacy, you can provide the pharmacist with all of your drug coverage, and hopefully you will never hear those dreaded words, “your coverage doesn’t pay for these medications,” but if you ever run into this problem, don’t panic, there are a few steps that you can take to hopefully protect yourself from having to pay for those medications yourself. Continue Reading

Medicare Dropping The Ball on Investigations

As a program, Medicare has a lot of responsibilities on their plates. They handle a lot of different tasks throughout the year to ensure that enrollees are getting the best coverage possible. Regardless of what you think about the quality of your service, nobody can deny that they are working with dozens of different areas,… Continue Reading

Having a Medicare Part D prescription drug plan can be a great way to help in saving money on expensive prescription medications. Oftentimes, the cost of these items make up the largest portion of a senior’s budget – and this can be tough. This is especially the case for those who may be living on… Continue Reading

Government Finding Common Ground To Lower Drug Prices

We all know that drug prices have gotten out of control, but for years,  our government has argued on the best way to lower drug costs. Early in March, Congress thinks that they may have found a way to reduce drug costs. Both sides of the aisle may have found some common ground that could… Continue Reading

Voluntary Early Retirement – What You Need To Know

Voluntary Early Retirement is not something that a lot of people run into when they are getting close to retirement, but it’s important that you understand all of the different decisions that you would face if you happen to be one of the few employees that are given the option for Voluntary Early Retirement. Voluntary… Continue Reading

Medicare Is Making A Big Change To Reduce Identity Theft Risk

The Centers for Medicare and Medicaid Services have announced a massive change which could play a significant role in lower the number or identities that are stolen every year. It’s a simple change that should have happened years ago. Next spring, Medicare is going to start sending out cards that will have a randomly beneficiary… Continue Reading

Benefits of Phased Retirement

Retirement is a jarring transition of your life. You’ve spent the last several decades waking up and going to work every day, but now you’re experiencing a jarring change. You wake up, and you don’t have to drag yourself to work. While it sounds like a wonderful change, there are thousands and thousands of retirees… Continue Reading

Integrating Medicare and Medicaid Through PACE

When it comes to government programs, there are some individuals who qualify for both Medicare and Medicaid benefits. In an attempt to integrate such benefits, there are certain programs in place. Programs of All-Inclusive Care for the Elderly, or PACE, works to integrate Medicare and Medicaid services, as well as to provide benefits at a… Continue Reading

How Medicaid Can Help Pay Your Medicare Expenses

When it comes to helping those who have low incomes and asset levels pay for health care expenses, Medicaid is known as the national “safety net.” This government program – a combination of federal and state regulations – helps in paying the costs of those who are in various groups, including seniors, as well as… Continue Reading

Medicare and Medicaid Services Abroad

Although Medicare and Medicaid will pay for a fairly extensive number of services for those who are in the United States, these programs will not typically pay for medical services that are received outside of the U.S. and it territories – other than in extremely rare circumstances. The good news is that those who live… Continue Reading

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